Category: Science & Technology

New Pricing Technology Makes Car Insurance Cheaper

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Over the years, the technology used to calculate car insurance premiums has changed dramatically. Actuaries used to figure out premium levels by hand using books of statistical data. Later, adding machines and early computers ground through the numbers. More recently, online forms were invented which allowed you to get a quote online.

After all that time grinding things out, what most insurers and consumers wanted was speed. As a result, the current model for most traditional or mainline insurance companies in Australia consists of just a few questions. With these tiny points of data, a quote is generated based on aggregated consumer averages.

The result is a fast quote, but not a very accurate one. Most people dont notice that they are being treated as averages. They simply pay the quoted amount and pay rate increases even if they are accident free. However, you dont have to settle for this outdated and inaccurate system any more.

While most insurers havent gotten there yet, there are a few car insurance companies that have been pioneering a new way of calculating premiums. This new pricing methodology is based around creating highly detailed risk profiles of potential customers. This allows a calculation of premium that can truly separate high-risk from low risk customers.

There are several winning elements to this methodology. However, for consumers like you, the main benefit is often lower prices. If you are a good driver with a limited number of claims, you can really make home some substantial savings by switching to a company using this in-depth modelling framework to calculate rates for insurance cover.

It can feel a bit strange, especially after years of living with the old speed-is-everything system. Thats not to imply that this method isnt fast, mind you. It simply asks several additional questions about parking locations, length of commute to work, and so on.

As one of the early adopters, you stand to benefit the most. While your friends potter along with outdated insurance policies with off-the-rack premiums, you can have a custom tailored premium that only charges for the real risk you face as a driver and customer. Youll be able to quit subsidizing the behaviours of others through blanket premiums, and get to enjoy the fruits of your own careful behaviour on the road.

This is especially true if you really arent an “average” driver. If you only drive a few days a week, work from home and dont use your car regularly, or are retired and dont drive long distances, you have a dramatically different risk profile than most Australians. Yet you have been paying “average” rates for years, since the old method never inquired about your true habits.

Even if youre not a fan of the new and different, this is a new technology youll want to embrace. The new technology behind this quoting system isnt all flash and sparkle. It truly represents a way to make insurance premiums cheaper for you through more accurate pricing of your insurance cover based on your real risk profile.

Simplifying Cbse Science

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Driven by a perception related to better career options after studying CBSE Science in school, most parents and students prefer opting for CBSE Science at the plus two level. There used to be a time when only the very studious and serious students who would like to pursue a career in medicine or engineering opted for CBSE Science. Not any more. Nowadays, more and more students are opting for CBSE Science over the other available options. In such a scenario it becomes even more important for students to understand the CBSE Science syllabus and identify websites that provide quality CBSE Science sample papers, revision notes, science animations and other related study material.

CBSE Science syllabus- Structure

To start with, the syllabus for CBSE Science for all classes has been conceived in a manner that facilitates sequential and progressive conceptual understanding of a student. The entire model of structuring and imparting conceptual knowledge has been well thought out. What, when, where and how form the basis of the delivery model for the CBSE Science curriculum. The systematic and smooth transition of imparting knowledge from a basic level to an expert level can easily be observed in the approach adopted in the NCERT Science books.

For classes 4th to 6th the science books by CBSE encourage students to explore the world around and learn through a hands-on experience. This is followed by encouraging students in higher grades to involve themselves in group discussions and simple experiments that allow them to share and learn information. CBSE Science syllabus further imparts knowledge through advance study modules to students studying in classes till the X. Once they have chosen CBSE Science as their subject/ stream in class 11th, it is taught as a full-fledged discipline. While pursuing it as a discipline, Science as a composite subject is bifurcated into Physics, Chemistry, Biology and Biotechnology.

CBSE Science animations, revision notes, model tests & more

While preparing for your CBSE Science exam, you can choose to seek help from science animations. These science animations are available in 3D and 2D formats that explain complicated and time consuming processes/concepts effortlessly. These science animations stress on conceptual understanding of the topic and are a valuable aid while revising for the final CBSE Science exam.

While revising, students can support these science animations with readymade revision notes and model tests. There are a few e-learning websites that provide such animations, model tests and readymade revision notes. These e-learning websites are dedicated to developing learning content specially aligned to the CBSE curriculum that helps students to prepare better for their CBSE Science exam.

Such comprehensive knowledge of the syllabus structure and online study resources for CBSE Science will surely give you an edge over your peers. So go ahead, use the information provided in the article for an excellent performance in your exams.

All the best!

Modern Technology In Sports

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What is it about sport that makes it so attractive to people? Is it the adrenaline rush of competitive and/or dangerous sport? Is it the feel good factor of recreational sport; is it the opportunity of socialising with others, or perhaps all of the above? Whatever the reasons may be, sport is certainly getting more and more popular, especially in the developed world.

A major factor in the popularity of sport is the role of modern technology. Improvements in modern technology have resulted in better playing conditions and equipment for players as well as greater viewing pleasure for spectators.

Perhaps the greatest changes have taken place in the designing of sporting facilities – such as modern sports surfaces and improved artificial lighting that offer increased opportunity to play. Modern sports surfaces are low maintenance, therefore low cost, and allow year round use. Professional technical expertise is needed to design and install a modern sports surface. Properties such as its rebound resistance, slip resistance, and shock absorption are measured to ensure that the surface is going to provide optimum playing conditions for that sport, whilst giving players ease of movement and adequate protection from injury. Regular maintenance of sports surfaces, both outdoor and indoor is recommended to ensure safety of players.

Along with an increased number of players there are also an increased number of viewers all over the globe. With the spread of satellite TV, events in one part of the world can be watched real time, in another. Modern flood lighting has not only allowed greater use of sports facilities at the recreational level, but also made possible higher-level competition fixtures such as day-night cricket matches, night-time football matches etc. Electronic score boards, photo-finish timing devices, slow motion replays and large viewing screens have also added to the viewing pleasure of spectators.

Modern materials are used in the manufacture of synthetic sports surfaces as well as sports equipment. Third generation synthetic grass is made from polymers and provides a maintenance free all-weather surface for sports. The use of composite materials makes sports equipment such as rackets and protective gear, lighter and more durable, enabling athletes to further improve their performance. Advances in modern technology have also led to improvements in the design of sports equipment such as trainers and sports shoes, starting blocks for use in athletics, pole vaults etc.

Whilst it is difficult for the average user of sporting equipment to keep up with the latest developments, as a guide in the UK sports equipment and sports facilities and surfaces should comply with British standards. Some governing bodies of individual sports also offer certification to demonstrate compliance with international standards.

Crisis Management Technology Big Brother saving lives

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We all like to think that we are never going to be involved in a crisis or any scenario where risk is running high. Unfortunately for some, their day-to-day jobs involve encountering risk and putting their lives at risk for the good of others.

Very often, working in high risk environments can be difficult, especially if its on foreign soil. Not knowing your surroundings and working with people from different cultures can often be very stressful work. This is where GPS technology can help.

GPS Technology utilises a network of satellites orbiting earth to send and transmit signals back to devices on the ground, at sea and in the air. Satellite technology is ideal for people working in remote locations as it doesnt rely on cell towers and the signal is transmitted directly to the satellite from the device. In certain circumstances, i.e. in a dense forest or built up city area the signal may falter a little but at sea, in the air or on the ground it is usually a very reliable technology and helps teams in situations liaise with central management teams regarding locations, risk and general communication.

The areas of high impact when it comes to Crisis Management technology are places like the 3rd world countries. These countries often span a vast area of expansive land and aid workers travel from village to village trying make sure inhabitants get what they need to survive. Naturally, as people try to do good others will try to hijack this work for their own needs.

This is a perfect example of where Crisis Management technology can help. Not only do the central teams know the exact location of the convoys but they can also advise of, and how to avoid, potential risk situations by using the GPS technology at hand, both by tracking and communicating those on the ground.

With GPS Technology is easy for central teams to deploy backup to the exact location of a situation. It enables teams to be responsive with accurate information, which ultimately saves lives and allows for critical missions to succeed.

Technology For Women And What It Can Offer Us

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The colour pink is often associated with women as more often than not, women look good in pink. Women who have great fashion senses are often eye catching and you may well have noticed that a woman’s fashion sense has begun to extend towards the gadgets that they carry. The rise of feminine technology has been growing steadily and is about to hit a crest. When you say feminine technology what is the first thing that comes to your mind? Pink gadgets!

Since the colour pink has long been associated with women, it doesn’t come as a surprise to see pink mobile phones, pink digital cameras, and pink laptops, among others that can be considered as part of feminine technology. Pink is a dainty colour, eye-candy if you like. Given the choice, fashionable women tend to want to carry trendy gadgets to veer away from the more macho-looking laptops or cellular phones. Women now find it tempting to have a pink gadget, like a pink laptop, to showcase their love for beauty. Most women are aware that most men find a woman to be more feminine if they are wearing something pink, and i have to admit there is something appealing about a confident women seen doing some work on a pink feminine laptop or making a business call with a pink mobile phone.

Technology need not be boring and with the advent of feminine technology, pink and all the other girly colours have become the in thing. Pink may be a favourite, but red is also becoming popular, as well as lavender or pastel colours. You will even see laptops that have designs on it; often utilising many different shades of pink or other feminine colours.

Wouldn’t it be great to take snapshots using your pink digital camera? You will now find digital cameras, mobile phones, and laptops in various shades of pink and as well as other girly colours so finding one that suits your personality is no longer the challenge that it once was. However do not, for a second, think that gadgets with a touch of femininity are lacking in the features or power department. A lot of popular brands now carry fashionable designs but still with the exact same technology and features as more masculine looking gadgets.

This is true especially for laptops. Pink laptops may look dainty and beautiful yet you can be sure that you can still surf the net with ease and do some office or school work simultaneously without having your workflow slowed by unresponsive technology. It is just as important to take note that when you shop for a gadget that will showcase your feminine side, make sure that you check the features as well as the prices first before settling with one particular unit.

So when you talk of feminine technology, it is not only about trends and beauty, functionality is also a must have and one that manufacturers are increasingly more aware of.

The Importance Of Science Projects For Kids

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Science projects for kids are very important as they grow. Kids are so curios as they grow. Their curiosity sometimes makes your patience tested. Kids have questions. Sometimes your kids might ask you about science projects on school and youre wondering what to say to them.

Science projects for kids can help you and your child develop a strong bonding. Kids love attention. They want their questions to be answered as soon as possible. As you and your kids do these science projects it will make your relationship grow closer. As parents you want your child to be on the top always. You could be proud of your kids if they can accomplish something. As a child, their learning is important. In growing stage, their interest in learning is high. They want to know things on their own. They also learn fast if they can see on how things work. Science projects for kids can give learning and fun that your kids needs while they grow.

Student needs school project and they dont know how to make it or maybe they dont have any idea on what to make. Science projects for kids can be a help for you although its for kids but sometimes its also good for school projects. School project sometimes can be challenging and stressing. Science project for kids can prevent this problem. It would be easy for you as a student to make. As a student you want to impress your teacher with your project so it could be an answer for you.

Sometimes teachers think on what kind of project theyre going to give their students. Teachers consider how their students learn from that certain project. They also consider that the project could be useful but sometimes they run out of ideas. Science projects can give you the idea you needed.

Science projects for kids are easy to make. You dont need to spend much just to have a science project. Things on your house that are not being used, it can be your materials to make this project. In the internet you can find instructions and steps that are easy to follow.

Kaplan University or college On line Wellbeing Sciences Degree

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Kaplan University School regarding Health Sciences features on line wellness sciences levels with associate, bachelor’s, along with get better at degree levels. Their own School regarding Wellness Sciences can pave your approach to the rewarding profession throughout a number of the biggest growing as well as flexible careers in the present health treatment industry. Their own on the internet diploma applications are designed in order to supply a good as well as well rounded training to you personally therefore which you will probably be capable to help others in the wellness care industry about school. For those who keep up together with the wellbeing headlines, an individual currently realize that Numerous wellness care procedure is actually changing each day. Long term medical and health professionals ought to be able to take care of complicated scenarios along with new technology, financial aspects, fund, as well as policies. Kaplan’s bachelor’s diploma inside well being sciences can give an individual using a solid foundation in the wellness care operations area and a master’s diploma throughout well being care administration may put an individual in a place pertaining to leadership and management jobs. Kaplan University’s educators tend to be experts in their discipline together with practical experience, making certain that you simply find essentially the most as much as date training from fantastic mentors.

Online degrees within this discipline supply lots of freedom for the reason that associated with all the career walkways out there. Some contain medical, clinic administration, and even functioning inside a physician’s workplace. According to the united states Bureau at work Statistics, careers within the wellness treatment industry tend to be stated to enhance Twenty-two percent in order to 2016, which can be doubly considerably since average for some other professions. Current salaries for these specialists is $57,1000 to be able to $250,500!

In case defending and also helping the wellbeing of a lot of people is the passion, look at earning your own on line well being sciences diploma. The on line degree might be the most beneficial option for you personally in case you are a functioning college student as well as mother or father who doesn’t need to compromise period on function to return to college. Online diplomas are hassle-free since you may entry your courses with just about any laptop or computer for those who feel simplest.

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Panel PC solutions from Blue Chip Technology

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Blue Chip Technology are one of the UK’s leading designers and producers of single board computer platforms and panel PCs. Blue Chip’s single board computer solutions will bring the power of the processor to your business.

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Blue Chip Technology is one of the UK’s leading designers and manufacturers of industrial computer platforms and panel PCs. With an outstanding portfolio Blue Chip Technology provide off-the-shelf products including COM boards, single board computers (SBCs), fanless embedded systems, rackmount computers, Panel PCs and digital signage hardware.
Blue Chip Technology have a track record of working with a range of industries including hospitals, assembly lines, rail networks and laboratories both in the UK and across the globe.

Single Board Computers and Panel PCs
Single board computers are entire computers built on a single circuit board. They are most commonly used for industrial purposes, often in situations where smaller, more power-efficient and reliable computers are needed.
A panel PC is a type of industrial computer. A display, usually an LCD (liquid crystal display) is integrated into the motherboard and electronics. Panel PCs range from lower cost types with no environmental sealing to the more expensive, heavy duty models which may be waterproof or even explosion proof. Panel PCs can also be custom designed and built to the requirements and budget of the customer.
The technical experts at Blue Chip Technology have designed and manufactured a wide range of display based solutions to suited to Human Machine Interface (HMI), SCADA, process control, factory automation, building control and home automation applications. The Alpha Panel PC range of 8.4 to 17 inch range of industrial all-in-one units – compact, highly integrated, network-ready devices with full I/O connectivity. The Alpha Panel PC range is IP65/NEMA4 rated and designed to be housed in a panel or enclosure creating a dust and waterproof barrier, an essential requirement for many industrial and commercial applications.

Custom Design
Blue Chip Technology also offer custom design products which are designed and manufactured in-house. As industry leading specialists Blue Chip Technology can either make minor changes to existing products to meet specific needs or can build the products from ground-up development.
Blue Chip excels in custom design because design and manufacture are done in house they are flexible enough to accommodate a small adaptation or bottom up design project. What it doesnt necessarily mean is ramping up extra costs Blue Chip Technology regard many customisation services as integral to the product offering and are happy to provide free of charge.
For more information on the Blue Chip Technology products and services please call today to speak to one of our specialists 01829 772 000.

Is technology making social anxiety worse

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I love video games, I love my computer, and I love my flat screen, but I find myself wondering sometimes if technology is making social anxiety worse. Has the convenience that technology has given to us also hindered us from overcoming social anxiety as a whole? Has technology made overcoming social anxiety even more difficult by placing a virtual barrier between human interaction and physical contact?

We can research and make friends with people online, but there is a lack of human interaction. The advantage of being online is that you can find a community to help you with whatever problem you have, but the disadvantage is the lack of action. We start using the internet as our outlet to being social. There is a huge lack of “real” interaction. We can sit at home and keep ourselves entertained with the hundreds of channels we have. We can live our vicariously through the character we play on video games, hell we can even pay our bills online so we don’t have to interact with another human being.

I love the benefits that are given to us because of technology, don’t get me wrong. I think it’s great that I can do everything I listed above. I love the fact that I can save time and money by sitting at home. I think technology can help and hurt you at the same time.

The way that I figure it, technology is like a fine wine. Doctors say, for the time being anyway, that a glass of wine a day is good for you. On the other hand, If you drink too much, it can kill brain cells and also can cause liver problems. Technology, like wine, can affect your relationships if you take in too much of it and let it control your life.

I think it’s outstanding that I have friends from all over the world that I’ve never met and probably never will, but I think it can also stunt your growth when it comes to getting past the reality of shyness and social anxiety. I realize that technology is a tool we can use to reach out to others but we need to use it wisely and apply what we learn with it, to the outside world. We have to make sure we don’t use technology as a crutch to avoid physical social interaction.

Potential Of Open Source Technologies

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Open source technologies have emerged as a serious threat to proprietary software owing to their free to use nature. The popularity of open source technologies has forced companies selling proprietary software to roll out cheaper versions of their software. It has also forced these companies to innovate and add value to their existing range of software products.

Open Source Technologies when used to develop ERP systems have the potential to drastically reduce the marketing, distribution and sales costs of organizations selling ERP software. Existing proprietary ERP systems are too costly to install and require a lot of customization to suit the specific requirements of an enterprise. Open source softwares allow the source code to be modified by users in line with the changing dynamics of the market. Proprietary systems, on the other hand, do not give such freedom to users and for every modification; users have to depend on the vendor. This proves to be a costly exercise but since proprietary systems are slightly more secure than open source systems; organizations that are paranoid about security usually opt for the former.

Open source technologies are an ideal way for companies to execute internal projects at the lowest cost. If the applications that need to be developed do not have a bearing on customer satisfaction then the sensible way to develop them would be to use open source technologies. However, customer facing websites and applications would require the support of a vendor if the applications have been built using open source technologies.

By exerting a downward pressure on price, open source alternatives indirectly help in improving the PC penetration in developing countries as more number of people are able to take advantage of software systems to improve their daily lives. Open source technologies also help companies to reduce the cost of setting up and maintaining their telecom infrastructure. Open Source Technologies have helped students, amateurs, professionals and those in the SOHO segment of the market to build applications without bothering about software and licensing costs.

Open source technologies have helped immensely in the promotion of e-learning technologies. Being free to use they have helped in lowering the cost of delivery and therefore helped a larger section of the audience to take advantage of open source technologies. Shopping cart solutions built on the open source platform have helped companies to set up and maintain online storefronts at very low costs. Easy availability of shopping cart solutions has helped in the development of an internet economy.

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